AI+DeFi is ready to take off, but is there any AI+stablecoin?

Here's the English translation: Stablecoins are one of the most important infrastructures created for cryptocurrencies. Without stablecoins, we would not have a stable monetary unit for investors to inject funds (which would make building CEX, DEX, Perps, money markets, and any other vertical domains extremely difficult). Stablecoins are rapidly gaining popularity - during 2023 to 2025, the total supply, trading volume, and circulation speed (stablecoin transaction frequency) of stablecoins are rising sharply, especially in payment and cross-border transactions. Moreover, we are seeing clearer regulatory guidelines and further institutional stablecoin adoption, such as Stripe launching stablecoin financial accounts in 101 countries, Société Générale will launch a USD-backed stablecoin, major banks (Bank of America, JPMorgan, Citibank, Wells Fargo) are exploring joint stablecoin issuance, and large enterprises are exploring stablecoin payment options to reduce Visa and Mastercard transaction fees. The recent (Circle) IPO has also sparked a stablecoin wave, attracting more stakeholders. We see further TradFi adoption while also witnessing stablecoin innovations emerging in the AI field, aimed at addressing challenges faced by service providers and users in Web3 AI. [The rest of the translation follows the same professional and accurate approach, maintaining the original structure and meaning while translating to English.]

Odaily Note: CALIBER: Collateralized Asset Ledger: Insurance, Bailment, Evaluation, Redemption. This system is based on Section 7 of the Uniform Commercial Code (UCC), which transforms real-world assets (such as infrastructure) into legally valid collateral through asset tokenization and legal framework for use in on-chain financing.

To clarify, USDAI focuses on debt with a broader range of asset types. Through its CALIBER model, they can cover various use cases (wherever the demand is), while Gaib is more focused on equity, offering higher expected returns.

You can fill out the form to apply as an early user, and USDAI will provide additional rewards for early participants.

Other AI-Related Stablecoin Products

Almanak recently launched alUSD, an ERC-7540 token (an extension of ERC-4626), which is a tokenized AI yield optimization strategy, aimed at maximizing risk-adjusted returns on stablecoin investments in platforms like Aave, Compound, Curve, and Yearn.

The Almanak team will soon launch a points activity to guide liquidity and continue expanding DeFi composability, allowing people to use alUSD as collateral or cycle it to maximize yields.

The AIxFI project is a vault that can automatically deploy USDC in DeFi protocols. Initially rule-based, it will gradually introduce AI for decision-making. It will be launched this month on Virtuals Protocol.

Future Trends

We will likely see the rise of another Ethena project focused on generating high yields for stablecoins using GPUs. More importantly, how they manage their 1:1 USD peg and ensure the price returns to $1 during critical situations.

In the future, we will see more tokenized AI strategies. We have already witnessed AI's ability to optimize yields better by considering gas fees, rebalancing costs, slippage, and other dynamic variables. Imagine these strategies tokenized as highly composable "vaults" that can be used as collateral or cycled to achieve 5-10x leveraged yields.

As participants like Maitrix build stablecoin infrastructure for top AI ecosystems, we will begin to see increased Web3 AI liquidity. More AI value will become more composable and flow into DeFi, thereby enhancing the value appreciation of the entire Web3 ecosystem.

Although these teams are fascinating, risk/peg management/redemption/liquidation mechanisms are crucial when it comes to stablecoins. Conduct thorough risk assessment before deciding to invest.