XRP Price Prediction: Can the Rally Push Past $3?

#XRP

• Technical indicators show XRP in bullish territory above key moving averages
• Positive news flow around institutional adoption and legal clarity provides fundamental support
• Combination of technical and fundamental factors suggests $3 target is achievable

XRP Price Prediction

XRP Technical Analysis: Bullish Signals Emerge

According to BTCC financial analyst Michael, XRP is currently trading at 2.77220000 USDT, above its 20-day moving average of 2.2909. The MACD indicator shows a bullish crossover with the histogram turning positive at -0.0818. The price is also testing the upper Bollinger Band at 2.6519, suggesting potential upward momentum. These technical indicators point to a strengthening bullish trend for XRP.

Market Sentiment Turns Bullish for XRP

BTCC financial analyst Michael notes that positive news flow is supporting XRP's price action. Key developments include whale accumulation, legal Optimism surrounding Ripple's SEC settlement, and institutional interest from firms like BNY Mellon. The combination of technical breakout patterns and fundamental catalysts creates a favorable environment for XRP to test higher price levels.

Factors Influencing XRP's Price

Whale-Driven Rally Propels XRP Toward $3 Threshold

XRP surged 8% to $2.78 in a 23-hour window, peaking at $2.96 before settling above key support levels. The rally was fueled by a $14.03 million leveraged long position on Hyperliquid and sustained buying pressure between $2.70–$2.75, where over 375 million tokens changed hands in a two-hour span.

Technical analysts identify an ascending triangle breakout, with $2.90–$3.40 emerging as the next resistance zone. The move coincides with growing institutional interest in Ripple's ecosystem, including RLUSD stablecoin adoption and cross-border payment integrations.

XRP Price Surges 10% Amid Legal Optimism, While Traders Flock to AI Presale

Ripple's XRP defied broader market weakness with a 10% rally, breaking through $2.40 as positive developments emerged in its ongoing SEC lawsuit. Attorney Bill Morgan's dismissal of delay concerns and the XRP Ledger's 2.5.0 update fueled bullish sentiment, though the crypto remains sensitive to legal outcomes.

Meanwhile, Unilabs Finance's presale continues attracting capital, with 2,000 traders betting on its promised 10,000% returns. The $5 million raise highlights how speculative appetite persists even during altcoin volatility, creating divergent investment narratives within the crypto market.

Peter Brandt Foresees Major Bullish Breakout for XRP

Renowned chartist Peter Brandt has ignited speculation in the crypto community with a bold prediction for XRP. His analysis of a multi-year symmetric pattern suggests an imminent upward surge, dismissing earlier concerns of a head-and-shoulders top formation. The digital asset currently consolidates within what Brandt terms the "yellow box"—a critical range between $2.00 and $3.20 that historically precedes significant breakouts.

Market observers had watched for potential weakness below $1.87, but XRP's resilience above key support levels has shifted sentiment. Brandt's chartwork indicates this consolidation phase mirrors patterns seen during the 2018-2025 accumulation period, with technicals now favoring upside resolution. The cryptocurrency's tight trading range on weekly and monthly charts reinforces the potential for a decisive move.

XRP Surges 6% on Breakout From Descending Wedge Amid Whale Accumulation

XRP rallied 6% between July 10 and July 11, breaking out of a multi-week descending wedge pattern as whale wallets holding over 1 million tokens crossed 47.32 billion. The move coincided with Ripple's RLUSD stablecoin surpassing $500 million in market capitalization—a psychological milestone for the XRP ecosystem.

Traders are pricing in favorable regulatory outcomes for Ripple across U.S. and Asia-Pacific jurisdictions, fueling institutional participation. The breakout occurred at 21:00 UTC on July 10, with price jumping from $2.50 to $2.56 on volume 168% above the 24-hour average. Fresh support formed at $2.53, while resistance capped gains near $2.56—leaving the $2.70-$2.90 range as the next key target.

XRP Price Rally and Emerging PayFi Contender Attract Market Attention

XRP's price surged 3.98% to $2.46 amid growing ETF speculation, reinforcing its dominance in payment-focused cryptocurrencies with a $140.54 billion market cap. The asset's strategic banking partnerships and institutional adoption continue to drive bullish sentiment.

Meanwhile, Remittix—a DeFi project priced at $0.0811—is gaining traction as a potential Layer 2 Ethereum alternative. Market observers note striking parallels to XRP's early growth trajectory, with some touting 100x return potential for the underdog PayFi protocol.

ETF rumors amplify XRP's momentum, though lingering regulatory uncertainties temper outright euphoria. The convergence of institutional interest in established players and high-growth alternatives signals deepening maturation of crypto payment infrastructure.

Ripple CEO Brad Garlinghouse’s Net Worth Climbs to $10B After SEC Settlement

Brad Garlinghouse, CEO of Ripple Labs, has seen his net worth surge to an estimated $9-$10 billion following the resolution of Ripple's legal battle with the U.S. SEC. His wealth stems largely from a 6.3% equity stake in Ripple and substantial holdings of XRP, the cryptocurrency at the heart of the company's cross-border payment solutions.

Garlinghouse's leadership has transformed Ripple from a blockchain startup into a fintech innovator, championing the concept of an 'internet of value.' His strategic vision was honed during executive tenures at Dialpad, AOL, and Yahoo!, where his famed 'Peanut Butter Manifesto' critiqued Yahoo!'s lack of focus.

Under Garlinghouse, Ripple has aggressively pursued global adoption of XRP as a bridge asset for international transactions. The recent SEC settlement marks a pivotal moment for both Ripple and the broader crypto regulatory landscape.

Bitwise CIO Advocates XRP as Prime Play for Tokenization Boom

Bitwise Chief Investment Officer Matt Hougan positions XRP as the optimal investment vehicle to capitalize on the burgeoning tokenization sector. In his weekly memo, Hougan outlines a multi-trillion-dollar opportunity as traditional assets migrate to blockchain infrastructure.

BlackRock CEO Larry Fink’s endorsement of asset tokenization lends institutional credibility to the trend. The combined $257 trillion stock and bond markets dwarf even the projected $2 trillion stablecoin market by 2030, signaling transformative potential for blockchain interoperability solutions.

Ripple Taps BNY Mellon as Custodian for RLUSD Stablecoin Reserves

Ripple has selected The Bank of New York Mellon, the oldest U.S. bank, as the primary custodian for reserves backing its RLUSD stablecoin. The partnership aims to bolster institutional adoption of digital assets by merging traditional finance credibility with blockchain innovation.

BNY Mellon will safeguard RLUSD's collateral—a mix of cash equivalents, U.S. Treasuries, and money market funds—ensuring the stablecoin maintains its dollar peg. The 242-year-old institution brings unmatched custody expertise to Ripple's stablecoin initiative, launched in December 2024.

"BNY represents the ideal intersection of financial heritage and digital asset vision," said Ripple's Jack McDonald. The bank's Emily Portney emphasized their platform's ability to meet institutional demands as crypto matures.

XRP Price Stalls as South Korea’s Upbit Sees Unmatched Inflows

XRP's price remains stagnant despite unprecedented trading activity on South Korea's Upbit exchange. On July 7, Upbit recorded $1.94 billion in XRP trading volume within a single hour, dwarfing typical volumes on global platforms like Binance. Net inflows during the same period reached $1.58 billion, signaling intense market participation.

Contrasting this surge, major exchanges such as Binance and Coinbase report consistent XRP outflows. Analysts like Chad Steingraber suggest these opposing flows are neutralizing any potential price impact from Korean demand. The divergence highlights the complex dynamics between regional liquidity events and global market trends.

Upbit continues to dominate XRP trading, with recent hourly volumes hitting $94.88 million accompanied by $43.25 million in net inflows. Yet the token's price action remains muted, underscoring how isolated regional activity may fail to move broader markets without sustained institutional interest.

XRP Advocate Deaton Files Fraud Suit Against Linqto and Its Ex-CEO

Prominent XRP attorney John Deaton has initiated a class action lawsuit against investment platform Linqto and its former CEO William Sarris, alleging securities fraud through unregistered special purpose vehicles. The complaint claims retail investors were misled about ownership stakes in private crypto firms including Ripple, Kraken, and Uphold.

Court documents reveal explosive allegations of 60% hidden markups and deliberate circumvention of securities regulations. Linqto's current bankruptcy proceedings in Houston have uncovered what new management describes as systemic mismanagement under prior leadership.

The case represents a significant escalation in regulatory scrutiny over alternative investment platforms dealing with digital asset securities. Deaton's involvement underscores the growing intersection between crypto legal advocacy and traditional securities litigation.

XRP Price Forms Bullish Angle, How High Will XRP Rise?

XRP has broken out of a negative trend pattern, building bullish momentum to surpass its key resistance level at $2.32. The token now trades at $2.38, marking a 3.02% gain in 24 hours.

Santiment data reveals XRP's market value has hit a 7-week high, exceeding $2.39 for the first time since May 23rd. Whale activity is surging, with 2,742 wallets now holding at least 1M XRP—collectively controlling 33.18% of the token's $142.55B market cap.

The breakout past $2.20 and $2.31 resistance levels signals strengthening momentum. Market structure suggests further upside potential as institutional interest grows.

Will XRP Price Hit 3?

Based on current technicals and market sentiment, BTCC analyst Michael believes XRP has a strong chance of testing the $3 level. The key factors supporting this outlook include:

When combined with the positive news flow around institutional adoption and legal clarity, the $3 target appears achievable in the near term.

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